Managing Start Dates for Linked Bank Accounts in Money Pro

Setup checklist

Link your account → Check what history arrived (often 30–90 days, sometimes more).
Set a Start date that avoids duplicates and excludes personal history.
(Optional) Enter a Beginning balance to match your statement on that date.
Review Money In/Money Out and your P&L to confirm everything looks right.

1) Why this matters for your business

Setting the correct start date for each linked bank/credit card makes your books cleaner and your reports trustworthy. The right start date helps you:

Avoid duplicates when re-linking accounts or switching banks.
Exclude personal transactions from periods before the account was used for business.
Pull the history you need for taxes, trend tracking, and year-to-date Profit & Loss.

Quick note on history: Banks limit how far back they share data with third parties. Many provide 30–90 days by default, while some allow up to ~2 years. Availability varies by institution.

2) How start dates work in Money Pro

Where to change start dates

Go to the gear icon (top right) → Banks & Integrations.
Select an account (e.g., Checking, Credit Card) to edit its Start date.
(Optional) Use the bulk option to update all accounts from the same institution at once.

Default and limits

When you first connect an account, Money Pro backfills recent transactions. In practice you’ll typically see 30–90 days immediately; some banks support older history (up to ~2 years).
The earliest selectable date in the date picker reflects the earliest your bank will share.

What happens when you move the start date

Move start date earlier (back in time) → Money Pro pulls in all available transactions from that date forward. This may populate gradually if you’re pulling a lot of history; you’ll see transactions arriving in Money In / Money Out.
Move start date later (forward in time) → Transactions before the new date are removed from view in Money Pro.
- You’ll see a confirmation such as “Transactions before the new start date will be removed.”
- Good news: If you later move the start date back again, those transactions reappear with their original categorizations intact.

Best-practice start dates (to avoid duplicates and noise)

Re-linking after a disconnect: Set the start date to the day after the last transaction that successfully synced on the old link (or set it to today if you’re unsure).
Switching an account from personal to business use: Set the start date to the first day you began using it for business.
Previously tracked manually: Choose a start date after your last manually entered transaction, so the imported history doesn’t overlap.

Beginning balance (optional but helpful)

In Banks & Integrations, you can set a Beginning balance for each account to align Money Pro with your bank statement on the start date you chose.

Sync timing

Once posted by your bank, transactions usually appear in Money Pro within 3–5 business days. Pending transactions don’t always sync until they post.

FAQs

How far back can I import?	It depends on your bank. Expect 30–90 days by default; some institutions share ~2 years of history.
I changed the start date forward and lost older transactions—are they gone?	They’re hidden, not lost. Set the start date back and Money Pro will pull them in again with the same categories.
Will changing the start date affect my reports?	Yes. Reports (P&L, cash flow, taxes) reflect whatever transactions are currently included based on your start date. If you hide earlier transactions, those months drop out of reports.
What if I see duplicates after re-linking?	Adjust the start date to the day after the last good synced transaction from the old link. If duplicates remain, delete them or move the start date later.
I don’t want personal transactions to show—what should I do?	Set the start date to when the account became business-only. You can also split or re-categorize any lingering personal items as Owner’s Draw/Personal if needed.
Can I bulk-update multiple accounts at the same bank?	Yes. In Banks & Integrations, choose the institution and apply a bulk start date to all its accounts.
I manually entered transactions before linking. How do I avoid overlap?	Pick a start date after your last manual entry. That way the imported feed starts right where your manual work ends.
Why aren’t older transactions appearing even after I pick an earlier date?	You’ve likely hit your bank’s sharing limit. The earliest selectable date in Money Pro mirrors what your bank makes available.
Do pending transactions appear?	Not always. Money Pro typically pulls posted transactions. They should sync after your bank finalizes them.
How long until backfilled transactions finish importing?	It depends on how much history you requested and the bank’s throughput. You’ll see transactions arrive progressively—no need to do anything else.