set-up
How to Set Up Money Pro
To set up Money Pro, log in at app.zenbusiness.com, go to Finance → ZenBusiness Money, subscribe if needed ($30/month or $300/year), then connect your bank account, set your account type, and complete your tax profile. Full setup takes about 10 minutes and your bank's transaction history imports automatically.
Step-by-Step Setup
Step 1: Access Money Pro
- Log in at app.zenbusiness.com
- In the left sidebar, click Finance → ZenBusiness Money
- If not yet subscribed, choose Monthly ($30/month) or Annual ($300/year) and complete checkout
Step 2: Connect Your Bank Account
Bank linking is available on desktop web and mobile web browsers (not the ZenBusiness mobile app).
1. From the ZenBusiness Money Overview, click "Track your expenses"
2. Select "Link account" → "Connect with Plaid"
3. Search for your bank, enter your credentials, complete any MFA
4. Select which accounts to sync (business checking + business credit cards)
If you have ZenBusiness Banking: your account links automatically — skip this step.
Step 3: Set Account Types
For each linked account, set the type:
- Business Only (default): all transactions auto-tagged as business — best for dedicated business accounts
- Mixed Use: review each transaction manually — for accounts with personal and business spending
Go to gear icon → Banks & Integrations → click gear next to each account → set Account Type.
Step 4: Complete Your Tax Profile
Go to Taxes → Tax Profile and enter:
- Federal and state filing status
- W-2 income (if you also have a salaried job)
- Deduction preference (standard mileage rate vs. actual vehicle expenses)
- State-specific exemptions
This enables accurate quarterly tax estimates.
Step 5: Review Initial Transactions
After your bank connects, use Find Deductions on the Expenses page to bulk-categorize the imported history. Set expense rules for recurring merchants to automate future categorization.
Step 6 (Optional): Set Up Invoicing
If you bill clients, set up your invoice template: Invoices → gear icon → upload logo, enter business info, set default payment terms.
Setup Checklist
- [ ] Subscribed to Money Pro
- [ ] Bank account(s) connected via Plaid
- [ ] Account types set for each linked account
- [ ] Initial transactions reviewed with Find Deductions
- [ ] Tax profile completed
- [ ] Invoice template set up (if you invoice clients)
Frequently Asked Questions
How long until my transactions appear after connecting my bank?
Transactions typically appear within 3–5 business days after posting to your bank. Money Pro imports up to 730 days of history after the initial connection.
I connected my bank but don't see any transactions. What's wrong?
Check that: (1) your account type is set correctly (not Personal Only), (2) it's been at least 3–5 business days, (3) your bank had transactions in the period being imported. If all three check out, contact support.