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Applying for a ZenBusiness Banking Account
Applying for a ZenBusiness Banking Account
Updated over a week ago

A business checking account is more than just a place to store money. It helps keep your personal finances separate from business expenses and gives you the financial clarity around accounting, taxes and bookkeeping.

Applying for ZenBusiness Banking is an easy 5-minute process, but before you get started, there are a few things to keep in mind

Requirements to apply for ZenBusiness Banking account:

  • Your business is located in the US.

  • You can provide a valid US mailing address

  • You can provide your Social Security Number (SSN), Tax Identification Number (ITIN) or Passport

  • You have a valid EIN

  • You have a US mobile number

  • ZenBusiness Banking is currently only available to ZenBusiness customers who have formed their LLC or S-Corp with ZenBusiness.

Now when you have the requirements in mind, Follow these steps to apply for a ZenBusienss banking account

  • Log in to your ZenBusiness account and go to the left navigation bar

  • Find the Banking Menu and click on overview

  • Click “Apply now” on the banner

  • You are now all set to start your banking application

Supported business types

ZenBusiness supports all types of businesses (except the following business types) across all states in the USA.

List of unsupported business types

ZenBusiness Banking is not available to businesses related to:

  • Cryptocurrencies

  • Privately-owned ATMs

  • Marijuana/cannabis

  • Gambling or wagering

  • Crowd-funding

  • Adult entertainment-related businesses

  • Other money services

Documents required to open a ZenBusiness Banking account

Since ZenBusiness Banking is only available to customers who have formed their business with us, we usually have all the info we need on your business and the related documents, which you’ll be asked to confirm.

You’ll just need to provide some more info about you, like your SSN or ITIN.

If you don’t have an SNN or ITIN, we’ll need your passport number and its country of issuance. We may request a photo copy of your passport after you complete the application. You'll be able to securely upload it in the Banking dashboard.

Most applications can be accepted without providing your ID. However, we may request it after the initial automated checks are done. We’ll reach out if we need it.

There's a rare chance you’ll need to provide one or more of the following:

  • Certified Articles of Incorporation

  • Signed Operating Agreement

  • Assumed/trade/fictitious name certificate

  • Certified Partnership Agreement

  • Certified Articles of Organization

  • Copy of your government-issued ID (i.e. Passport/Driver's License)

If we do need these documents, either business or personal, you can securely upload them through the link on your ZenBusiness Banking dashboard. Our system supports pdf, jpeg, and png files, up to 20mb in size.

How long does it take to review my application?

LLCs that are already official can be reviewed instantly, though some may take up to 3 business days after submission of the application or any requested documents are received.

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