ZenBusiness makes it easy to immediately deposit funds into your ZenBusiness Banking account so that you can meet any business expense needs. You can use instant debit card deposits by logging into your ZenBusiness account on a mobile browser or desktop (this feature is not yet available in the ZenBusiness Mobile App).
Debit card deposits work by connecting two debit cards, such as one you may have from a personal bank account and your ZenBusiness virtual debit card. This method of moving money between the debit cards allows the funds to be instantly transferred between accounts 24/7/365 including bank holidays. Transfers are subject to review. Learn more here.
How to complete a debit card deposit?
To fund your account using instant debit card deposit, log in to your ZenBusiness Banking account and go to banking dashboard.
Click "Move Money" and choose Instant deposits.
Only Visa and Mastercard debit cards owned by you can be connected to ZenBusiness banking for money transfer. We check this using the name on the card you are adding, address of the card, and other factors. We may need to manually review the card that you’ve entered which may result in a delay on your first payment or rejection of the payment if the card you’ve entered does not belong to you.
Eligible cards
Not all debit cards are eligible to be used in the debit card deposit process. ZenBusiness Banking only supports Visa and Mastercard debit cards
Further, there may be additional limitations that restrict some cards from working with ZenBusiness to pull money from the card and send it to ZenBusiness Banking — if this is the case, we will communicate it to you when you try to set your card up.
Limits
Per Transfer
Minimum Amount: $25
Maximum Amount: $1,000
Per Day: $1,000
Per Month: $10,000
Max instant debit card deposits per day: 3
Timeline
Debit card deposits work by connecting two debit cards, such as one you may have from a personal bank account and your ZenBusiness virtual debit card. This method of moving money between the debit cards allows the funds to be instantly transferred between accounts 24/7/365 including bank holidays. Transfers are subject to review. Learn more here.