ACH vs Card Invoices:

  • A card invoice is an invoice where a client pays with a debit or credit card.

  • An ACH invoice is where a client will use their bank account to directly transfer funds from.

    • ACH stands for Automated Clearing House and is also known as an electronic check.

    • ACH payments allow for your client to process a payment directly from their bank account to your merchant account.

Payments can take 2-3 business days to settle to your merchant account, but funds may be available as soon as 24 hours. It can take 2-3 business days to deposit funds from your merchant account to your bank account.

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